Agricultural Finance Officer Job Vacancy in Kisumu, Kenya – Banking & Financial Services
Job Description
Position: Agricultural Finance Officer
Company: Standard Chartered Bank Kenya
Location: Kisumu, Kenya
Experience: 3-5 years in agricultural finance or related banking roles
Education: Bachelor’s degree in Finance, Economics, Agribusiness or related field
Employment Type: Full-time
Industry: Banking & Financial Services
Department: Agricultural Finance
Salary: SSP 120,000 – 180,000 per month
Vacancies:1
Company Overview
Standard Chartered Bank Kenya is a leading international bank with a strong presence across Africa, committed to fostering sustainable economic growth and financial inclusion. With a legacy spanning over 150 years, the bank offers a diverse portfolio of services ranging from corporate banking to retail solutions, supporting both large enterprises and smallholder farmers. Operating in key Kenyan cities, Standard Chartered leverages cutting‑edge digital platforms and deep sector expertise to deliver innovative financial products. The bank’s commitment to Kenya Jobs and Career Opportunities in Kenya makes it a preferred employer for professionals seeking impactful roles in the financial sector.
Job Overview
The Agricultural Finance Officer will play a pivotal role in designing, structuring, and managing financing solutions tailored to the unique needs of Kenya’s agricultural sector. This position involves close collaboration with farmers, agribusinesses, cooperatives, and government agencies to promote sustainable agricultural development. The officer will assess creditworthiness, develop loan packages, and monitor portfolio performance, ensuring alignment with the bank’s risk policies and sustainability goals. As part of the Agricultural Finance department, you will contribute to the bank’s mission of driving inclusive growth and supporting Kenya’s food security objectives. For more information about our hiring process, visit our main portal at https://kenyajobsearch.com.
Key Responsibilities
- Conduct comprehensive financial analysis and risk assessments for smallholder farmers, agribusinesses, and agricultural cooperatives.
- Structure and negotiate loan facilities, including short‑term working capital, equipment financing, and value‑chain financing.
- Develop and maintain strong relationships with clients, agricultural extension officers, and relevant government bodies.
- Monitor loan performance, conduct field visits, and implement corrective actions to mitigate credit risk.
- Collaborate with product development teams to create innovative financing products that address climate‑smart agriculture and digital farming solutions.
- Prepare detailed credit proposals and present them to the Credit Committee for approval.
- Provide financial literacy training and advisory services to clients to improve repayment capacity.
- Ensure compliance with internal policies, regulatory requirements, and the bank’s sustainability framework.
Required Skills
- Strong analytical and quantitative skills with proficiency in financial modeling.
- Excellent communication and negotiation abilities, capable of building trust with diverse stakeholders.
- In‑depth understanding of Kenya’s agricultural value chains, market dynamics, and seasonal cycles.
- Knowledge of credit risk assessment, loan structuring, and portfolio management.
- Proficiency in banking software, MS Office Suite, and data analysis tools.
- Ability to work independently and as part of a multidisciplinary team.
- Commitment to ethical standards and sustainable finance practices.
Education
A minimum of a Bachelor’s degree in Finance, Economics, Agribusiness, Agricultural Economics, or a related discipline is required. Professional certifications such as CFA, CPA, or a recognized agricultural finance qualification are advantageous.
Experience
Applicants should possess 3‑5 years of relevant experience in agricultural finance, commercial banking, or credit analysis within the agricultural sector. Experience working with smallholder farmer groups, agribusinesses, or development finance institutions will be highly valued.
Salary
The compensation package ranges from SSP 120,000 to SSP 180,000 per month, commensurate with experience and qualifications. The package includes performance‑based bonuses, health insurance, pension contributions, and other employee benefits.
Benefits
- Comprehensive health and medical coverage.
- Retirement savings plan with employer matching.
- Annual performance bonus linked to individual and team targets.
- Professional development allowance and support for certifications.
- Flexible working arrangements and paid parental leave.
- Employee assistance program and wellness initiatives.
Training
- On‑boarding program covering bank policies, agricultural finance products, and compliance.
- Continuous learning modules on sustainable agriculture, digital finance, and risk management.
- Mentorship opportunities with senior finance professionals.
- Access to internal e‑learning platforms and external industry conferences.
Working Environment
The role is based in our modern Kisumu branch, offering a collaborative open‑plan office with state‑of‑the‑art technology. Employees benefit from a culture that values diversity, innovation, and community impact. Regular field visits to farms and agribusiness sites provide a dynamic work experience that blends office analysis with on‑ground engagement.
Application Process
Interested candidates should submit an online application through our careers portal, attaching a detailed CV and a cover letter outlining relevant experience. Shortlisted applicants will undergo a competency‑based interview followed by a technical assessment. Successful candidates will receive an offer letter outlining terms of employment.
Equal Opportunity Statement
Standard Chartered Bank Kenya is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, ethnicity, disability, or background. All qualified applicants will receive consideration for employment without discrimination.
