Credit Risk Analyst Job Vacancy in Kajiado, Kenya – Banking and Financial Services
Job Description
Position: Credit Risk Analyst
Company: Standard Chartered Bank Kenya
Location: Kajiado, Kenya
Experience: 3-5 years in credit risk analysis
Education: Bachelor’s degree in Finance, Economics, Business Administration or related field
Employment Type: Full-time
Industry: Banking and Financial Services
Department: Credit Risk Management
Salary: SSP 120,000 – 180,000 per month
Vacancies:1
Company Overview
Standard Chartered Bank Kenya is a leading international bank with a strong presence across Africa, offering a comprehensive suite of financial services to corporate, institutional and retail clients. With a commitment to sustainable growth, innovation and inclusive banking, the bank supports Kenya Jobs and contributes to the economic development of the region. The Kajiado branch serves a dynamic mix of agricultural enterprises, small‑medium businesses and individual customers, providing a vibrant environment for professionals seeking Career Opportunities in Kenya. As part of a global network, employees benefit from world‑class training, diverse career paths and a culture that values integrity, collaboration and customer focus.
Job Overview
The Credit Risk Analyst will play a pivotal role in assessing the creditworthiness of loan applicants, monitoring portfolio performance and ensuring compliance with regulatory standards. This position involves detailed financial analysis, risk modelling and close collaboration with relationship managers to support sound lending decisions. The role is essential for maintaining the bank’s risk appetite and protecting its assets while enabling growth in the Kajiado market. Candidates will engage with cutting‑edge risk management tools and contribute to strategic initiatives that enhance the bank’s risk framework.
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Key Responsibilities
- Conduct comprehensive credit assessments for corporate and SME loan applications, including financial statement analysis, cash flow modelling and industry benchmarking.
- Prepare detailed credit proposals and risk ratings in line with Standard Chartered’s credit policies and local regulatory requirements.
- Monitor existing loan portfolios, identify early warning signs of credit deterioration and recommend remedial actions.
- Collaborate with relationship managers, product specialists and senior risk officers to structure appropriate financing solutions.
- Maintain accurate and up‑to‑date credit files in the bank’s risk management system.
- Assist in the development and refinement of credit risk models, stress‑testing scenarios and risk reporting dashboards.
- Stay informed about macro‑economic trends, sector developments and regulatory changes affecting credit risk in Kenya.
Required Skills
- Strong analytical and quantitative skills with proficiency in Excel, financial modelling and statistical analysis.
- Excellent written and verbal communication abilities to present complex risk assessments clearly.
- Attention to detail and ability to work under tight deadlines while maintaining high quality standards.
- Solid understanding of banking regulations, Basel III guidelines and local credit risk frameworks.
- Team‑player mindset with the capacity to collaborate across functions and influence decision‑making.
- Proficiency in credit risk software platforms (e.g., Moody’s Analytics, SAS, or equivalent) is an advantage.
Education
A Bachelor’s degree in Finance, Economics, Business Administration, Accounting or a related discipline is required. Professional certifications such as CFA, FRM or equivalent are highly desirable and demonstrate a commitment to excellence in risk management.
Experience
Applicants should have 3‑5 years of hands‑on experience in credit analysis, risk assessment or loan underwriting within a reputable bank or financial institution. Experience in the Kenyan market, particularly with SME and agricultural financing, will be considered a strong asset.
Salary
The successful candidate will receive a competitive salary ranging from SSP 120,000 to SSP 180,000 per month, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the remuneration package.
Benefits
- Comprehensive health insurance covering medical, dental and vision.
- Retirement savings plan with employer contributions.
- Paid annual leave, sick leave and public holidays.
- Professional development allowance for certifications and training.
- Employee assistance program and wellness initiatives.
Training
- Onboarding program covering bank policies, risk management frameworks and compliance.
- Access to Standard Chartered’s global learning platform for continuous skill enhancement.
- Mentorship from senior risk officers and opportunities to attend industry conferences.
Working Environment
The role is based in a modern office in Kajiado, offering a collaborative workspace equipped with the latest technology. The bank promotes a culture of diversity, inclusion and work‑life balance, encouraging employees to bring their authentic selves to work.
Application Process
Interested candidates should submit their updated CV and a cover letter outlining their suitability for the Credit Risk Analyst role through the online application portal on the bank’s career site. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for interviews.
Equal Opportunity Statement
Standard Chartered Bank Kenya is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability or sexual orientation. We encourage all qualified individuals to apply and join our team in delivering exceptional banking services across Kenya.
